Crypto Legacy
Cryptocurrency holdings, hardware wallets, and recovery phrases sit outside the traditional probate system. If the seed phrase is lost, the assets are lost. Y.O.D.O. holds a sealed handover for the person you trust, released only after a passing has been verified.
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The short answer
Cryptocurrency cannot be recovered by a court, an exchange, or a solicitor if the seed phrase is gone. Y.O.D.O. holds your recovery instructions as a sealed message, addressed to one named Recipient, released only after a Delegate reports the passing, completes Persona identity verification, a death certificate is on file, and the 72-hour dispute window has closed.
A will can name an executor and assign value, but it cannot reach inside a hardware wallet. Without the seed phrase, the assets stay frozen on-chain forever. Estimates suggest a significant share of all Bitcoin is already permanently lost for exactly this reason. Y.O.D.O. is built so the words that unlock those wallets actually reach the person you chose.
A Y.O.D.O. message can carry the location of a hardware wallet, the existence of a passphrase, the custodian or exchange name, and the recovery steps written in your own words. The seed phrase itself, the 12 or 24 words, can be split across a sealed message and a physical location only you and your Recipient know. Most users keep the seed offline and use Y.O.D.O. to deliver the map, not the treasure.
Crypto recovery instructions are released to a single named Recipient. There is no group view, no master inbox, and no Y.O.D.O. staff access. The message is encrypted at rest. Drafts and unverified accounts are never opened.
Nothing is released until a Delegate has reported the passing and completed Persona identity verification, a death certificate is on file, and the 72-hour dispute window has closed. The Account Holder can override and reseal at any time while alive.
Y.O.D.O. is not a custodian. We do not hold your crypto, your private keys, or your seed phrase on your behalf. We do not provide tax, legal, or investment advice. We hold the sealed message you wrote, and release it to the Recipient you named, after a verified passing.
Operated by Y.O.D.O. Ltd, registered in England and Wales (15736034). ICO registered (ZC015883). Data hosted in the EEA. Live in the UK and EEA.
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